Billing and Insurance

There will be a meeting with you to discuss your financial responsibility for the pregnancy. Despite the personal nature of the doctor-patient relationship, the practice of medicine is a business. We agree to be responsible for taking care of you and your unborn baby to the best of our ability. In return, you agree to be responsible for paying your share of all fees and charges incurred.

Many patients now have high deductible health plans or Health savings Accounts. If you have this type of plan or you do not have health insurance, then we request that 50% of the expected obstetrical fee be paid by your 2nd doctor visit and the remaining balance paid in full by the 7th month.

The overhead in running a medical practice is very high, and we depend on prompt payment to be able to meet all of our financial obligations. We may also ask to keep a credit card number on file so that 30 days after the delivery we can charge any remaining balance due.

Contact Your Insurance Company After Delivery

It is a good idea to contact your insurance company as soon as you learn that you are pregnant, and again about one month before your due date to be sure that your maternity coverage is valid. Also, you will need insurance for the newborn, which can be provided by either parent’s policy. If you are billing your own insurance, you can use our superbill form, which we can provide you after the delivery. Enter the baby’s birthday on the form and send it to your insurance company.